This form must be used if you are applying for a loan or other service from Tanglewood Mortgage, Inc. A licensed mortgage professional will contact you to discuss your credit results in detail.

Before deciding to pay for your credit score please read our Credit Q&A below.

Credit Q&A:

Q) If I pay for my credit score now, will I still have to pay for a credit score when I apply for a loan?

A) Your loan originator must "pull" your credit report as a necessary first step to your loan application.

If you suspect that there is either a mistake on your credit report or that you credit has room for improvement, and it is early on in the process, then checking your credit score on your own might be a good idea.

Q) Can one of Tanglewood Mortgage's loan experts help me fix mistakes on my credit report?

A) Yes! This can be especially valuable if you are in a hurry. Just Click Here.

Q) Can one of Tanglewood Mortgage's loan experts help me learn how to improve my credit score and thereby qualify for a larger loan or a better rate?

A) Yes! We would be happy to do this for you. Just Click Here.

Q) What is a FICO credit score and how important is it to my loan?

A) A FICO score is a snapshot of your credit risk picture at a particular point in time. The higher your score, the lower the risk to lenders. Fair Isaac Corporation develops the mathematical formulas used to produce FICO scores.

Your FICO score (or a score very similar to your FICO score) is one of the main components a lender may look at to qualify you for a loan and to determine the exact interest rate you will pay for your loan. For instance: Assume a borrower with a 750 FICO score gets approved for a loan with a 6.125% rate. If that same borrower had a 580 FICO score he/she might get approved for a loan with an 8.5% rate! Your FICO score is also used to determine how large of a loan you can apply for (your LTV or Loan to Value).

Q) What is the difference between a credit score and a credit report?

A) A credit report is a detailed picture of your credit history. It is often many pages long and may be difficult for a lay person to fully understand.

A credit score, by contrast, uses mathematical formulas to analyze your credit report and calculate a single number which can be used to assess your credit worthiness.